Tiffany and Penelope took part in a cycling race. Tiffany cycled at a speed of 27 km/h. Both of them did not change their speed throughout the race. When Penelope covered 12 the distance, Tiffany was 4.5 km in front of her. Tiffany reached the finishing line at 9.21 a.m. What time did Penelope reach the finishing line?